2025 401k Limits Age 60 And Above. For 2025, investors can save more with higher 401(k) plan limits. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.

The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to. In 2025, those under 50 would have to set aside $23,500 to pull it off.